:root{--bg:#f6f8fb;--bg2:#eef3f9;--panel:#ffffff;--ink:#0b1e39;--muted:#5d6b82;--line:#d6e0ec;--brand:#0e3e6a;--accent:#1f7ae0;--radius:14px;--shadow:0 8px 24px rgba(11,30,57,.06)}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:linear-gradient(180deg,var(--bg) 0%, var(--bg) 55%, var(--bg2) 100%);color:var(--ink);line-height:1.6}
img{max-width:100%;display:block}
a{color:var(--accent);text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:1120px;margin-inline:auto;padding:24px}

/* Top bar */
.site-header{position:sticky;top:0;z-index:100;background:rgba(10,35,64,.96);border-bottom:1px solid #0a2340;backdrop-filter:blur(8px)}
.site-header::before{content:"";position:absolute;inset:0;background-image:url('data:image/svg+xml,%0A%3Csvg%20xmlns%3D%27http%3A//www.w3.org/2000/svg%27%20width%3D%27800%27%20height%3D%2780%27%3E%0A%20%20%3Crect%20width%3D%27800%27%20height%3D%2780%27%20fill%3D%27none%27/%3E%0A%20%20%3Crect%20x%3D%2720%27%20y%3D%2710%27%20width%3D%2728%27%20height%3D%2728%27%20fill%3D%27%230a2340%27%20fill-opacity%3D%270.12%27/%3E%0A%20%20%3Crect%20x%3D%27120%27%20y%3D%2730%27%20width%3D%2718%27%20height%3D%2718%27%20fill%3D%27%230a2340%27%20fill-opacity%3D%270.14%27/%3E%0A%20%20%3Crect%20x%3D%27220%27%20y%3D%2712%27%20width%3D%2736%27%20height%3D%2736%27%20fill%3D%27%230a2340%27%20fill-opacity%3D%270.10%27/%3E%0A%20%20%3Crect%20x%3D%27360%27%20y%3D%2726%27%20width%3D%2722%27%20height%3D%2722%27%20fill%3D%27%230a2340%27%20fill-opacity%3D%270.13%27/%3E%0A%20%20%3Crect%20x%3D%27460%27%20y%3D%278%27%20width%3D%2730%27%20height%3D%2730%27%20fill%3D%27%230a2340%27%20fill-opacity%3D%270.11%27/%3E%0A%20%20%3Crect%20x%3D%27560%27%20y%3D%2736%27%20width%3D%2720%27%20height%3D%2720%27%20fill%3D%27%230a2340%27%20fill-opacity%3D%270.15%27/%3E%0A%20%20%3Crect%20x%3D%27680%27%20y%3D%2718%27%20width%3D%2734%27%20height%3D%2734%27%20fill%3D%27%230a2340%27%20fill-opacity%3D%270.09%27/%3E%0A%20%20%3Crect%20x%3D%27740%27%20y%3D%2742%27%20width%3D%2716%27%20height%3D%2716%27%20fill%3D%27%230a2340%27%20fill-opacity%3D%270.14%27/%3E%0A%3C/svg%3E%0A');background-size:contain;background-repeat:repeat-x;opacity:.7;pointer-events:none}
.nav{position:relative;display:flex;align-items:center;justify-content:space-between;gap:16px}
.logo{display:flex;align-items:center;gap:14px;color:#ffffff;text-decoration:none}
.logo img{width:56px;height:56px}
.logo span{font-weight:800;letter-spacing:.3px;font-size:1.1rem;color:#fff}

/* Lang inline (PL | EN) */
.lang-inline{display:flex;align-items:center;gap:8px;color:#dfe7f3;font-weight:600}
.lang-inline a{color:#dfe7f3;}
.lang-inline .current{padding:2px 6px;border:1px solid rgba(255,255,255,.25);border-radius:8px;background:rgba(255,255,255,.08)}
.lang-inline span.sep{opacity:.6;}

.menu-toggle{display:none;background:transparent;border:1px solid rgba(255,255,255,.18);color:#fff;padding:8px 12px;border-radius:10px}
.nav-list{display:flex;gap:18px;list-style:none;margin:0;padding:0}
.nav-list a{color:#dfe7f3}

.hero{padding:84px 0}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:28px;align-items:center}
.hero h1{margin:0 0 12px;font-size:2.5rem;line-height:1.2;letter-spacing:.2px}
.hero p{margin:0 0 18px;color:var(--muted)}
.pill{display:inline-flex;align-items:center;gap:10px;padding:6px 10px;border-radius:999px;border:1px solid var(--line);color:var(--muted);font-size:.95rem;background:#fff}
.cta-row{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-block;border-radius:12px;padding:12px 18px;font-weight:600;border:1px solid var(--line);transition:.2s ease;background:#fff;color:var(--ink)}
.btn.primary{background:var(--brand);border-color:var(--brand);color:#fff;box-shadow:var(--shadow)}
.btn.primary:hover{filter:brightness(1.02)}
.kpi{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:16px}
.card{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);padding:16px;box-shadow:var(--shadow)}
.section{padding:64px 0}
.section.alt{background:var(--bg2)}
.section-head{margin-bottom:28px}
.section-head h2{margin:0 0 6px;font-size:2.05rem}
.section-head p{margin:0;color:var(--muted)}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.tile{border:1px solid var(--line);border-radius:12px;overflow:hidden;background:#fff}
.tile .tile-body{padding:14px}
.list-col{columns:2;column-gap:24px}
.list-col li{break-inside:avoid;margin:6px 0}
blockquote.invest{border-left:4px solid var(--brand);padding-left:14px;margin:0;color:var(--muted)}
.site-footer{border-top:1px solid var(--line);padding:24px 0;color:var(--muted)}
.footer-grid{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap}

/* Contact form */
.contact-form{max-width:640px}
.form-row{display:flex;flex-direction:column;margin-bottom:14px}
.form-row label{font-weight:600;margin-bottom:6px}
.contact-form input,.contact-form textarea{width:100%;background:#fff;color:var(--ink);border:1px solid var(--line);border-radius:10px;padding:12px;box-shadow:inset 0 1px 0 rgba(11,30,57,.02)}
.contact-form input:focus,.contact-form textarea:focus{outline:2px solid var(--accent);outline-offset:2px}
.checkbox{display:inline-flex;align-items:center;gap:10px;font-weight:400}
.checkbox input{margin:0}
.checkbox span{margin:0}

/* Cookie + Consent */
.cookie{position:fixed;inset:auto 16px 16px 16px;z-index:20;background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px;display:none;box-shadow:var(--shadow)}
.consent{position:fixed;inset:0;display:none;align-items:center;justify-content:center;background:rgba(11,30,57,.4);z-index:50}
.consent .panel{background:#fff;border:1px solid var(--line);border-radius:14px;max-width:640px;width:92%;padding:18px;box-shadow:var(--shadow)}
.consent h3{margin:0 0 8px}
.consent .row{display:flex;gap:10px;align-items:center;margin:8px 0}
.consent .actions{display:flex;gap:8px;justify-content:flex-end;margin-top:12px}

/* Responsive */
@media (max-width: 980px){
  .hero-grid,.grid-2{grid-template-columns:1fr}
  .grid-3{grid-template-columns:1fr 1fr}
  .menu-toggle{display:inline-block}
  .nav-list{display:none;flex-direction:column;background:#0a2340;position:absolute;right:24px;top:60px;padding:12px;border-radius:12px;border:1px solid #0a2340;box-shadow:var(--shadow)}
  .nav-list.open{display:flex}
}
@media (max-width: 560px){
  .grid-3{grid-template-columns:1fr}
  .list-col{columns:1}
}